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HomeMy WebLinkAbout9.b. 2005B G.O. Equipment Certificates of Indebtedness Issue - Authorizing Issuance and Setting SaleAGENDA ITEM: 20056 G.O. Equipment Certificates of Indebtedness Issue Authorizing Issuance and Setting Sale AGENDA SECTION: Old Business PREPARED BY: Jeff May, Finance Director AGE ftF ATTACHMENTS: Resolution (Recommendations Included with Previous Agenda Item); Letter from Financial Consultant APPROVED BY: RECOMMENDED ACTION: Motion to adopt RESOLUTION PROVIDING FOR COMPETITIVE NEGOTIATED SALE OF $1,535,000 GENERAL OBLIGATION EQUIPMENT CERTIFICATES OF INDEBTEDNESS, SERIES 2005B. HE ACTION: City Council Meeting Date: April 5, 2005 CITY OF ROSEMOUNT EXECUTIVE SUMMARY FOR ACTION ISSUE The authorization to issue bonds for equipment certificates for the purchase of equipment and the consolidation of a previous lease- purchase of equipment. BACKGROUND This item is on the agenda for your consideration in authorizing the issuance and setting the sale of General Obligation Equipment Certificates of Indebtedness. The City Council authorized staff in December of 2004 to proceed with the purchase of the equipment and the financing necessary to complete the acquisitions in the form of a lease purchase With the rise in interest rates in the last 2 or 3 months, our financial consultant felt that it may be in the City's best interests (see attached letter) to consider using the equipment certificates as a financing tool versus the lease purchase. They also felt that it would be in our best interests to roll in the lease purchase that we did in 2001 to lower that interest rate as well. We have $115,000 annually in the CIP budget for the repayment of the 2001 lease purchase through the year 2011. We have $140,000 annually in the CIP budget for the repayment of the 2005 lease- purchase through the year 2016. This would have obligated the CIP budget for $255,000 through 2011 and $140,000 from 2012 through 2016. By combining these two into one equipment certificate issue the annual CIP requirement would be $335,000 through the year 2010 (equipment certificates can only be five years in length). Therefore we are looking at an additional $80,000 annually for the next five years with the benefit of no payments after 2010 Another positive to consider is that we have two other lease purchases that are almost paid off that will help negate that $65,000 impact. 2005 is the final $50,800 levy for a lease- purchase completed in 1995 and 2006 is the final $64,900 levy for a lease- purchase completed in 1996. My numbers are slightly different from Al's because he used the actual payments and I used numbers that we have budgeted. Bids will be open until Tuesday, May 24, 2005, at 11:00 A.M. at the offices of Springsted Incorporated. The bids will be tabulated there and then consideration for award of the Bonds will be by the City Council at 6:30 P.M., Central Time, of the same day. SUMMARY Recommend the above motion. 4 CITY OF ROSEMOUNT DAKOTA COUNTY, MINNESOTA RESOLUTION 2005 RESOLUTION PROVIDING FOR THE COMPETITIVE NEGOTIATED SALE OF $1,535,000 GENERAL OBLIGATION EQUIPMENT CERTIFICATES OF INDEBTEDNESS, SERIES 2005B WHEREAS, the City Council of the City of Rosemount, Minnesota, has heretofore determined that it is necessary and expedient to issue its $1,535,000 General Obligation Equipment Certificates of Indebtedness, Series 2005B (the "Certificates to finance the acquisition of vanous items of capital equipment; and WHEREAS, the City has retained Springsted Incorporated, in Saint Paul, Minnesota "Springsted as its independent financial advisor and is therefore authorized to sell these obligations by a competitive negotiated sale m accordance with Minnesota Statutes, Section 475 60, Subdivision 2(9), and NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Rosemount, Minnesota, as follows. 1. Authorization; Findings The City Council hereby authorizes Springsted to solicit bids for the competitive negotiated sale of the Certificates. 2. Meeting; Bid Opening. This City Council shall meet at the time and place specified in the Terms of Proposal attached hereto as Exhibit A for the purpose of considering sealed bids for, and awarding the sale of, the Certificates. The Administrator, or his designee, shall open bids at the time and place specified m such Terms of Proposal. 3. Terms of Proposal. The terms and conditions of the Certificates and the negotiation thereof are fully set forth m the "Terms of Proposal' attached hereto as Exhibit A and hereby approved and made a part hereof. 4. Official Statement. In connection with said competitive negotiated sale, the Administrator, Finance Director and other officers or employees of the City are hereby authorized to cooperate with Springsted and participate in the preparation of an official statement for the Certificates, and to execute and deliver it on behalf of the City upon its completion. 1754058v1 ADOPTED this 5th day of April, 2005. ATTEST Linda J. Jentink, City Clerk William H Droste, Mayor Motion by: Seconded by: Voted in favor: Voted Against Members Absent: 1754058v1 2 STATE OF MINNESOTA COUNTY OF DAKOTA ss CITY OF ROSEMOUNT I, Linda J. Jentmk, duly appointed, acting and qualified City Clerk of the City of Rosemount do hereby certify that I have examined the City of Rosemount records and the Minute Book of said City for the meeting of the 5th of Apnl, 2005 and that the attached copy of the Resolution 2005B RESOLUTION PROVIDING FOR THE COMPETITIVE NEGOTIATED SALE OF $1,535,000 GENERAL OBLIGATION EQUIPMENT CERTIFICATES OF INDEBTEDNESS, SERIES 2005B was approved and is a true and correct copy of the City Proceedings relating to said Resolution. IN WITNESS WHEREOF, I have hereunto set my hand and seal of said City this day of April, 2005. 1754058v1 CERTIFICATE Linda J. Jentink, City Clerk City of Rosemount Dakota County, Minnesota EXHIBIT A TERMS OF PROPOSAL $1,535,000 CITY OF ROSEMOUNT, MINNESOTA GENERAL OBLIGATION EQUIPMENT CERTIFICATES OF INDEBTEDNESS, SERIES 2005B (BOOK ENTRY ONLY) Proposals for the Certificates will be received on Tuesday, May 24, 2005, until 11:00 A.M., Central Time, at the offices of Springsted Incorporated, 380 Jackson Street, Suite 300, Saint Paul, Minnesota, after which time they will be opened and tabulated. Consideration for award of the Certificates will be by the City Council at 6:30 P.M., Central Time, of the same day. SUBMISSION OF PROPOSALS Spnngsted will assume no liability for the inability of the bidder to reach Springsted prior to the time of sale specified above. Al] bidders are advised that each Proposal shall be deemed to constitute a contract between the bidder and the City to purchase the Certificates regardless of the manner in which the Proposal is submitted. (a) Sealed Bidding. Proposals may be submitted in a sealed envelope or by fax (651) 223 -3046 to Springsted Signed Proposals, without final price or coupons, may be submitted to Springsted prior to the time of sale. The bidder shall be responsible for submitting to Spnngsted the final Proposal price and coupons, by telephone (651) 223 -3000 or fax (651) 223 -3046 for inclusion in the submitted Proposal. OR (b) Electronic Bidding. Notice is hereby given that electronic proposals will be received via PARITY. For purposes of the electronic bidding process, the time as maintained by PARITY shall constitute the official time with respect to all Bids submitted to PARITY Each bidder shall he solely responsible for making necessary arrangements to access PARITY for purposes of submitting its electronic Bid in a timely manner and in compliance wzth the requirements of the Terms of Proposal. Neither the City, its agents nor PARITY shall have any duty or obligation to undertake registration to bid for any prospective bidder or to provide or ensure electronic access to any qualified prospective bidder, and neither the City, its agents nor PARITY shall be responsible for a bidder's failure to register to bid or for any failure in the proper operation of, or have any liability for any delays or interruptions of or any damages caused by the services of PARITY The City is using the services of PARITY solely as a communication mechanism to conduct the electronic bidding for the Certificates, and PARITY is not an agent of the City. If any provisions of this Terms of Proposal conflict with information provided by PARITY this Terms of Proposal shall control. Further information about PARITY including any fee charged, may be obtained from: A -1 PARITY 1359 Broadway, 2 Floor, New York, New York 10018 Customer Support: (212) 849 -5000 DETAILS OF THE CERTIFICATES The Certificates will be dated June 15, 2005, as the date of original issue, and will bear interest payable on June 1 and December 1 of each year, commencing December 1, 2005. Interest will be computed on the basis of a 360 -day year of twelve 30 -day months. The Certificates will mature June 1 in the years and amounts as follows: 2006 5290,000 2008 $305,000 2009 $315,000 2010 $325,000 2007 $300,000 BOOK ENTRY SYSTEM The Certificates will be issued by means of a book entry system with no physical distribution of Certificates made to the public The Certificates will be issued in fully registered form and one Certificate, representing the aggregate principal amount of the Certificates maturing m each year, will be registered in the name of Cede Co as nominee of The Depository Trust Company ("DTC"), New York, New York, which will act as securities depository of the Certificates. Individual purchases of the Certificates may be made in the pnncipal amount of $5,000 or any multiple thereof of a single maturity through book entnes made on the books and records of DTC and its participants. Pnncipal and interest are payable by the registrar to DTC or its nominee as registered owner of the Certificates. Transfer of principal and interest payments to participants of DTC will be the responsibility of DTC, transfer of pnncipal and interest payments to beneficial owners by participants will be the responsibility of such participants and other nominees of beneficial owners. The purchaser, as a condition of delivery of the Certificates, will be required to deposit the Certificates with DTC. REGISTRAR The City will name the registrar, which shall be subject to applicable SEC regulations. The City will pay for the services of the registrar. OPTIONAL REDEMPTION The Certificates will not be subject to payment m advance of their respective stated maturity dates SECURITY AND PURPOSE The Certificates will be general obligations of the City for which the City will pledge its full faith and credit and power to levy direct general ad valorem taxes. The proceeds will be used to finance the acquisition of various items of capital equipment. A -2 TYPE OF PROPOSALS Proposals shall be for not less than $1,526,557 and accrued interest on the total principal amount of the Certificates. Proposals shall be accompanied by a Good Faith Deposit "Deposit in the form of a certified or cashier's check or a Financial Surety Bond in the amount of $15,350, payable to the order of the City. If a check is used, it must accompany the proposal. If a Financial Surety Bond is used, it must be from an insurance company licensed to issue such a bond in the State of Minnesota, and preapproved by the City. Such bond must be submitted to Springsted Incorporated prior to the opening of the proposals. The Financial Surety Bond must identify each underwriter whose Deposit is guaranteed by such Financial Surety Bond. If the Certificates are awarded to an underwriter using a Financial Surety Bond, then that purchaser is required to submit its Deposit to Springsted Incorporated in the form of a certified or cashier's check or wire transfer as instructed by Springsted Incorporated not later than 3:30 P.M., Central Time, on the next business day following the award If such Deposit is not received by that time, the Financial Surety Bond may be drawn by the City to satisfy the Deposit requirement The Deposit received from the purchaser, the amount of which will be deducted at settlement and no interest will accrue to the purchaser, will be deposited by the City. In the event the purchaser fails to comply with the accepted proposal, said amount will be retained by the City. No proposal can be withdrawn or amended after the time set for receiving proposals unless the meeting of the City scheduled for award of the Certificates is adjourned, recessed, or continued to another date without award of the Certificates having been made. Rates shall be in integral multiples of 5 /100 or 1/8 of 1 Rates must be in level or ascending order Certificates of the same maturity shall bear a single rate from the date of the Certificates to the date of maturity. No conditional proposals will be accepted. AWARD The Certificates will be awarded on the basis of the lowest interest rate to be determined on a true interest cost (TIC) basis. The City's computation of the interest rate of each proposal, in accordance with customary practice, will be controlling. The City will reserve the nght to (i) waive non substantive informalities of any proposal or of matters relating to the receipt of proposals and award of the Certificates, (n) reject all proposals without cause, and (in) reject any proposal that the City determines to have failed to comply with the terms herein. BOND INSURANCE AT PURCHASER'S OPTION If the Certificates qualify for issuance of any policy of municipal bond insurance or commitment therefor at the option of the underwriter, the purchase of any such insurance policy or the issuance of any such commitment shall be at the sole option and expense of the purchaser of the Certificates. Any increased costs of issuance of the Certificates resulting from such purchase of insurance shall be paid by the purchaser, except that, if the City has requested and received a rating on the Certificates from a rating agency, the City will pay that rating fee. Any other rating agency fees shall be the responsibility of the purchaser. A -3 Failure of the municipal bond insurer to issue the policy after Certificates have been awarded to the purchaser shall not constitute cause for failure or refusal by the purchaser to accept delivery on the Certificates. CUSIP NUMBERS If the Certificates qualify for assignment of CUSIP numbers such numbers will be printed on the Certificates, but neither the failure to print such numbers on any Certificate nor any error with respect thereto will constitute cause for failure or refusal by the purchaser to accept delivery of the Certificates. The CUSIP Service Bureau charge for the assignment of CUSIP identification numbers shall be paid by the purchaser SETTLEMENT Within 40 days following the date of their award, the Certificates will be delivered without cost to the purchaser through DTC in New York, New York. Delivery will be subject to receipt by the purchaser of an approving legal opinion of Briggs and Morgan, Professional Association, of Saint Paul and Minneapolis, Minnesota, and of customary closing papers, including a no- litigation certificate. On the date of settlement, payment for the Certificates shall be made in federal, or equivalent, funds that shall be received at the offices of the City or its designee not later than 12:00 Noon, Central Time. Unless compliance with the terms of payment for the Certificates has been made impossible by action of the City, or its agents, the purchaser shall be liable to the City for any loss suffered by the City by reason of the purchaser's non comphance with said terms for payment. CONTINUING DISCLOSURE On the date of actual issuance and dehvery of the Certificates, the City will execute and deliver a Continuing Disclosure Undertaking (the "Undertaking whereunder the City will covenant for the benefit of the owners of the Certificates to provide certain financial and other information about the City and notices of certain occurrences to information repositories as specified in and required by SEC Rule 15c2- 12(b)(5). OFFICIAL STATEMENT The City has authorized the preparation of an Official Statement containing pertinent information relative to the Certificates, and said Official Statement will serve as a nearly final Official Statement within the meaning of Rule 15c2 -12 of the Secunties and Exchange Commission. For copies of the Official Statement or for any additional information prior to sale, any prospective purchaser is referred to the Financial Advisor to the City, Springsted Incorporated, 380 Jackson Street, Suite 300, Saint Paul, Minnesota 55101, telephone (651) 223 -3000. The Official Statement, when further supplemented by an addendum or addenda specifying the maturity dates, pnncipal amounts and interest rates of the Certificates, together with any other information required by law, shall constitute a "Final Official Statement" of the City with respect to the Certificates, as that term is defined in Rule 15c2 -12. By awarding the Certificates to any undenvnter or underwriting syndicate submitting a proposal therefor, the City agrees that, no more than seven business days after the date of such award, it shall provide without cost to the A -4 senior managing underwriter of the syndicate to which the Certificates are awarded 60 copies of the Official Statement and the addendum or addenda described above. The City designates the senior managing underwriter of the syndicate to which the Certificates are awarded as its agent for purposes of distributing copies of the Final Official Statement to each Participating Underwriter. Any underwriter delivering a proposal with respect to the Certificates agrees thereby that if its proposal is accepted by the City (i) it shall accept such designation and (ii) it shall enter into a contractual relationship with all Participating Underwriters of the Certificates for purposes of assuring the receipt by each such Participating Underwriter of the Final Official Statement. Dated April 5, 2005 BY ORDER OF THE CITY COUNCIL A -5 /s/ Linda Jentink City Clerk MEMORANDUM TO: Jeff May, City of Rosemount FROM: Al Erickson DATE: March 30, 2005 SUBJECT. Equipment Lease vs. Equipment Certificates Springsted Spnngsted Incorporated 380 Jackson Street, Suite 300 Saint Paul, MN 55101 -2887 Tel 651 223 -3000 Fax 651- 223 -3002 www sprrngsted.com In 2001 the City entered Into a 10 year lease with Lease Finance Group in order to acquire certain equipment. You currently have similar needs for about $850,000 of equipment and have asked Springsted to Investigate the potential of another 10 year lease Your current lease has a rate of approximately 5 -15 In researching the market we have discovered that a similar 10 year lease will likely have a rate around 5.5% Based upon this information we have suggested that you consider utilizing Equipment Certificates rather than a lease. In addition, we are also suggesting that you issue Certificates in an amount large enough to finance your current needs and pay off the existing 2001 lease. We have asked Mary Dyrseth to opine on this and she has agreed that it may be done. The advantage to issuing the Certificate is that, in the current market, we would anticipate an Interest rate of about 3.5% The disadvantage is that Minnesota Statutes limit the maturity of the Certificates to a maximum of 5 years. Therefore, the questions are ones of total cost and current cash flow. If you continue to pay the existing lease until maturity (2011) there is a remaining total liability of approximately $700,000 payable at the rate of about $116,000 per year An additional 10 year lease for your current needs would cost you approximately $120,000 per year through 2015 for a total liability of about $1,200,000 That equates to yearly payments of about $236,000 per year through 2011 and $120,000 from 2012 through 2015 for a total outlay of approximately $1,900,000. Based upon current market rates, the Certificates (wrapping in current needs and the 2001 lease) are estimated to cost approximately $335,000 per year through 2010 for a total obligation of about $1,680,000. This analysis shows that by using Certificates you would need to pay approximately $100,000 more per year through 2010, however, you would pay approximately $220,000 less overall and your obligation for these items would be fully discharged by the end of 2010. This is 5 years earlier than under the lease scenario Public Sector Au visors City of Rosemount, Minnesota March 30, 2005 Page 2 There appears to be a good business reason to utilize the Certificates in terms of total flow of resources and final payment dates If the burden of the additional cash flow during the years 2006 through 2010 is acceptable to you it would seem appropriate to issue the Certificates. Please let me know if you have any questions. Presented to: Study No.: R0704L5N5 SPRINGSTED Incorporated March 31, 2005 Recommendations For City of Rosemount, Minnesota $2,630,000 General Obligation Capital Improvement Plan Bonds, Series 2005A $1,535,000 General Obligation Equipment Certificates of Indebtedness, Series 2005B Honorable Bill Droste, Mayor Members, City Council Mr Jamie Verbrugge, City Administrator Mr Jeffrey May, Finance Director City of Rosemount 2875 145th Street West Rosemount, MN 55068 -4941 0 Springsted RECOMMENDATIONS Re. Recommendations for the Issuance of: $2,630,000 General Obligation Capital Improvement Plan Bonds Series 2005A (the "Bonds" or "Issue $1,535,000 General Obligation Equipment Certificates of Indebtedness, Series 2005B (the "Certificates" or "Issue (collectively, the "Obligations' or "Issues We respectfully request your consideration of our recommendations for the above -named Issues. Bond proceeds will be used to finance the construction and equipping of a new fire station. Certificate proceeds will be used to finance the acquisition of various items of capital equipment for City departments, including certain items previously subject to a lease purchase agreement the City executed in 2001 (the "2001 Lease The 2001 Lease will be prepaid using a portion of the Certificates proceeds. We recommend the following for the Obligations: 1. Action Requested 2. Sale Date and Time 3. Method of Sale 4 Authority for the Obligations 5. Repayment Term To establish the date and time of receiving bids and establish the terms and conditions of the offenngs. Tuesday, May 24, 2005 at 11 00 A.M., with consideration for award by the City Council at 6:30 P M that same day. The Obligations will be sold using a competitive bidding process. In the interest of obtaining as many bids as possible, we have included a provision in the attached Terms of Proposal for underwriters to submit their bid electronically through the electronic bidding platform of PARITY® In addition, physical bids (by phone or fax) will be accepted at the offices of Springsted The Obligations are being issued pursuant to Minnesota Statutes, Chapter475 The Bonds are further authorized pursuant to Minnesota Statutes, Section 475.5210. The Certificates are further authorized pursuant to Minnesota Statutes, Section 412.301. The Bonds will mature annually February 1, 2007 through 2025. Interest will be payable semi- annually each February 1 and August 1, commencing February 1, 2006 City of Rosemount, Minnesota March 31, 2005 6. Secunty and Payment Cycle (a) Security (b) Source of Payment (c) First Payment Cycle 7 Prepayment Provisions The Certificates will mature annually June 1, 2006 through 2010 Interest will be payable semi- annually each June 1 and December 1, commencing December 1, 2005. The Obligations will be general obligations of the City, secured by its full faith and credit and taxing power The Obligations will be repaid from ad valorem property taxes The Bonds The City will file its first levy for the Bonds in 2005 for collection in 2006. Since the February 1, 2006 interest payment will come due prior to any tax collections, that payment will be capitalized from Bond proceeds Each years first -half collection of taxes will be used to pay the interest payment due August 1 in the year of collection Second -half collections of taxes plus surplus first -half collections will be used to pay the February 1 principal and interest payment due in the following year. The Certificates The City has levied roughly $115,000 annually for payments on the existing 2001 Equipment Lease In 2004, the City levied for payments due August 1, 2005 and February 1, 2006. These funds will be sufficient to make the initial interest payment due on the Certificates on December 1, 2005. A portion of the funds levied in 2005 and collected in 2006 will be available to make the June 1, 2006 principal and interest payment, which is projected to be $314,020 In subsequent years, each year's first -half collection of taxes, together with an advance of available City funds, will be used to pay the pnncipal and interest payment due June 1 in the year of collection Second -half collections of taxes will be used to pay the December 1 interest payment due in the same year, and reimburse the City for the advance made for the June 1 payment. The City may elect on February 1, 2016, and on any date thereafter, to prepay the Bonds due on or after February 1, 2017, at a pnce of par plus accrued interest Page 2 City of Rosemount, Minnesota March 31, 2005 8 Credit Rating Comments 9. Term Bonds 10. Federal Treasury Regulations Concerning Tax Exempt Obligations (a) Bank Qualification (b) Rebate Requirements Due to their short duration, the Certificates will not be subject to prepayment prior to their stated maturity An application will be made to Moody's Investors Service for a rating on the Obligations The City's current general obligation credit rating is "Al With respect to the Bonds, we have included a provision that permits the underwriters to combine multiple maturity years into a term bond, subject to mandatory redemption on the same maturity schedule provided in the Terms of Proposal. The advantage to the underwriter is that it provides large blocks of bonds, which are more attractive to bond funds, and certain pension funds This in turn is a benefit to the City since selling larger blocks of bonds reduces the risk to the underwriter, allowing them to lower their costs and the interest coupons Since the Bonds are being offered on a competitive bid basis and awarded on the lowest true interest cost, the City will award the Bonds to the best bid regardless of whether term bonds are chosen or not. Due to their short duration, term bonds will not be permitted for the Certificates. Under Federal Tax Law, financial institutions cannot deduct from income for federal income tax purposes, expense that is allocable to carrying and acquiring tax exempt bonds There is an exemption to this for "bank qualified" bonds, which can be so designated if the issuer does not issue more than $10 million of tax exempt bonds in a calendar year Issues that are bank qualified generally receive slightly lower interest rates than issues that are not bank qualified. Since the City expects to issue less than $10 million of tax exempt obligations in 2005, the Obligations are designated as bank qualified. AU tax exempt issues are subject to the federal arbitrage and rebate requirements, which require all excess earnings created by the financing to be rebated Page 3 City of Rosemount, Minnesota March 31, 2005 (c) Bona Fide Debt Service Fund (d) Economic Life to the U S. Treasury. The requirements generally cover two categones bond proceeds and debt service funds There are exemptions from rebate in both of these categories Bond proceeds, defined generally as both the original principal of the issue and the investment earnings on the principal, have 6, 18 and 24 month spend down exemption periods If all of the proceeds are expended during one of those exemption periods, the Issuer is exempt from rebate and may retain the excess earnings The financing is expected to meet one of the spend down exemptions, in which case no rebate of construction fund interest earnings will be required The City should be aware that this test is an "actual" test, not one of "reasonable expectations" and you will need to determine if the spend down was met or if rebate may be required. In any event, Bond proceeds, if any not set aside for project expenditures may still be subject to rebate Springsted currently provides arbitrage rebate services for the City under a separate contract An amendment to that contract adding these Issues has been provided to City staff. The City must maintain a bona fide debt service fund for the Obligations or be subject to yield restriction. This requires restricting the investments held in the debt service fund to the yield on the Obligations and /or paying back excess investment earnings in the debt service fund to the federal government. A bona fide debt service fund is a fund for which there is an equal matching of revenue to debt service expense, with carry over permitted equal to the greater of the investment earnings in the fund during that year or 1/12 the debt service of that year. The average life of the Obligations cannot exceed 120% of the economic life of the projects to be financed The average life of the Bonds is 11.81 years, and the useful life of the project to be financed is 40 -50 years The average life of the Certificates is 3 02 years and Page 4 City of Rosemount, Minnesota March 31, 2005 (e) Federal Reimbursement Regulations 11. Continuing Disclosure 12. Attachments the useful life of the equipment to be purchased is four years. The Obligations are within the economic life requirements. Federal reimbursement regulations require the City to make a declaration, within 60 days of the actual payment, of its intent to reimburse itself from expenses paid prior to the receipt of proceeds of the Bonds It is our understanding the City has taken whatever actions are necessary to comply with the federal reimbursement regulations in regards to the Obligations The Obligations are subject to continuing disclosure requirements set forth by the Securities and Exchange Commission The SEC rules require the City to undertake an annual update of certain Official Statement information and report any material events to the national repositories Springsted currently provides continuing disclosure services for the City under a separate contract An amendment to that contract adding these Issues has been provided to City staff. The Bonds Sources and Uses of Funds Debt Service Schedule The Certificates Sources and Uses of Funds Debt Service Schedule Terms of Proposals Page 5 City of Rosemount, Minnesota March 31, 2005 The Bonds DISCUSSION The Bonds are being issued under statutory authority that allows Minnesota cities to issue capital improvement plan "CIP') bonds, provided the maximum calendar year debt service payments on all outstanding CIP issues are less than 0 05367% of the taxable market value of property in the City The City has no other CIP issues outstanding, and the maximum calendar year debt service on the Bonds is projected to be $207,193. Calculation of the statutory maximum debt service is shown below. 2004/5 Taxable Market Value Statutory Limit Statutory Limit $1,606,616,700 05367% $862,271.18 Proceeds of the Bonds will be used to finance the construction and equipping of a new fire station in the City Page 8 shows the sources and uses of funds for the Bonds Proceeds of the Bonds will be used to cover all expenses related to the sale of the Bonds, and to fund the interest payment due on February 1, 2006 This payment is capitalized because ad valorem property taxes filed in 2005 will be collected after the February 1, 2006 payment, and will be available to fully fund payments due on August 1, 2006 and thereafter. Debt service has been structured to reflect level annual payments for the life of the Bonds The average annual debt service projected for the Bonds is $206,880. Page 9 shows the projected debt service requirements for the Bonds: Columns 1 through 3 show the annual pnncipal payments, estimated interest rates and projected interest payments, given the current market environment. Column 4 shows the total debt service paid to bondholders over the life of the Bonds Column 5 shows the interest payment due on February 1, 2006. This payment will be capitalized, meaning that it will be paid from proceeds of the Bonds. Column 6 shows the debt service to be paid from ad valorem taxes over the life of the Bonds. Because the interest payment due on February 1, 2006 is capitalized, it is not included in this column. Column 7 shows the required 105% ovedevy mandated by State statute, which is in place to protect the City and bondholders in the event of delinquencies in collection of taxes for the repayment of the Bonds The Certificates The proceeds of the Certificates will be used to finance the acquisition of various items of rolling stock for the Public Works and Fire Departments, and to prepay an equipment lease which the City entered in 2001 for an electric ice resurfacer, three trucks, and two graders The sources and uses for the Certificates are shown on page 10 Page 6 City of Rosemount, Minnesota March 31, 2005 Minnesota Statutes, Section 412.301, specifies that the City may issue certificates of indebtedness without being subject to a petition requirement calling for a referendum if the total amount of the issue does not exceed Y of the 1% of the estimated market value of the taxable property in the City Based on the City's 2004/2005 taxable market value of $1,606,616.700, this represents a maximum issue size of $4,016,541. This Issue of $1,535,000 is within the limitation and is not subject to taxpayer petition for a referendum. The Certificates will be general obligations of the City, secured by its full faith and credit and taxing power, and will be repaid with ad valorem property taxes. Each year's first -half collection of taxes will be used to pay most of the pnncipal and interest payment due June 1 in the year of collection City funds are likely to be required to fund the remainder of each year's June 1 payment, and the City anticipates reimbursing these funds from levied funds collected in the second half of the year Second -half collections of taxes will be used to pay the December 1 interest payment due in the same calendar year The debt service schedule for the Certificates is shown on page 11. Principal repayment has been structured with even total annual payments of principal and interest Spnngsted is pleased to again be of service to the City of Rosemount. Respectfully submitted, SPRINGSTED Incorporated kem Provided to Staff Rebate and Continuing Disclosure Contract Amendments Page 7 Springsted $2,630,000 City of Rosemount, Minnesota General Obligation Capital Improvement Plan Bonds, Series 2005A (Fire Station) Dated 06/15/2005 i Delivered 06/15/2005 Uses Of Funds Available for Project Costs Deposit to Capitalized Interest (CIF) Fund Total Underwriter's Discount (1 300 Costs of Issuance Sources Uses fit RaVMo- rST mne, 2005A cIrRands n ,rnw.ccrx xms 1 .7/21/20011 ICI-41 AM Preliminary Sources Of Funds Par Amount of Bonds $2,630,000 00 Total Sources $2,630,000.00 2,498,131 35 68,978 65 34,190 00 28,700 00 Total Uses $2,630,000.00 Page 8 Dated Delivery Date First Coupon Date Yield Statistics Bond Year Dollars Average Life Average Coupon IRS Form 8038 Net Interest Cost Weighted Average Matunty $2,630,000 City of Rosemount, Minnesota General Obligation Capital Improvement Plan Bonds, Series 2005A (Fire Station) Net Interest Cost (NIC) True Interest Cost (TIC) Bond Yield for Arbitrage Purposes All Inclusive Cost (AIC) Debt Service Schedule File Ra t44o -1 sl' Ames 200:N [fl'Rud, /1 .VM%LCRIRM,L /,4/2.'1/300,4 1 16.51 AM Springsted Preliminary (1) Date Principal Coupon Interest Total P +I Cap Interest Net New WS 105% of Total 02/01/2006 68,978 65 68,978 65 (68,978 65) 02/01/2007 95,00000 2 950% 109,87750 204,87750 204,87750 215,121 38 02/01/2008 100,000 00 3 150% 107,075 00 207,075 00 207,075 00 217,428 75 02/01/2009 105,000 00 3 300% 103,925 00 208,925 00 208,925 00 219,371 25 02/01/201D 105,000 OD 3 450% 100,460 00 205,460 00 205,460 00 215,733 00 02/01/2011 110,000 00 3 600% 96,837 50 206,837 50 206,837 50 217,179 38 02/01/2012 115,000 00 3 750% 92,877 50 207,877 50 207,877 50 218,271 38 02/D1/2013 120,000 00 3 900% 88,565 00 208,565 00 208,565 00 218,993 25 02/01/2014 125,000 00 4 000% 83,885 00 208,885 00 208,885 00 219 329 25 02/01/2015 130,000 00 4 100% 78,885 00 208,885 00 208,885 00 219,329 25 02/01/2016 135,000 00 4 200% 73,555 00 208,555 00 208,555 00 218,982 75 02/01/2017 140,000 00 4 300% 67,885 00 207,885 00 207,885 00 218,279.25 02/01/2018 145,000 00 4 350% 61,865 00 206,865 00 206,865 00 217,208 25 02/01/2019 150,000 00 4 450% 55,557 50 205,557 50 205,557 50 215,835 38 02/01/2020 155,000 00 4 450% 48,882 50 203,882 50 203,882 50 214,076 63 02/01/2021 165,000 00 4 550% 41,985 00 206,985 00 206,985 00 217,334 25 02/01/2022 170,000.00 4 600% 34,477 50 204,477 50 204,477 50 214,701.38 02/01/2023 180,000 00 4 650% 26,657 50 206,657 50 206,657 50 216,990 38 02/01/2024 190,000 00 4 750% 18,287.50 208,287 50 208,287 50 218,701 88 02/01/2025 195,000 00 4 750% 9,262 50 204,262 50 204,262 50 214,475 63 Total $2,630,000 00 $1,369,781 15 $3,999,781 15 (68,978 65) $3,930,802 50 $4,127,342 63 6/15/2005 6/15/2005 2/01/2006 $31,061.06 11 810 Years 4,4099633% 4 5200368% 4,5249297% 4.3761903% 4 6519687% 4 4099633% 11 810 Years Page 9 Dated 06/15/2005 J Delivered 06/15/2005 Sources Of Funds Par Amount of Bonds $1,535,000 City of Rosemount, Minnesota General Obligation Equipment Certificates Series 2005B Sources Uses Me RairM0-1 SF net 200511Lquipment Ce .VNGL517/graq 5/80/200.1 918 AM Preliminary $1,535,000 00 Total Sources $1,535,000 00 Uses Of Funds Fire and Public Works Funds 848,000.00 Prepayment of 2001 Lease 653,775 60 Costs of Issuance 23,95000 Total Underwnter's Discount (0 550%) 8,442,50 Rounding Amount 831 90 Total Uses $1,535,000 00 Springsted Page 10 SIGNIFICANT DATES Dated Delivery Date First Coupon Date Yield Statistics Bond Year Dollars, Average Life Average Coupon Net Interest Cost (NIC) True Interest Cost (TIC) Bond Yield for Arbitrage Purposes All Inclusive Cost (AIC) IRS Form 8038 Net Interest Cost Weighted Average Matunty Interest rates are estimates. Changes in rates may cause significant alterations to this schedule. The actual underwriter's discount bid may also vary. Springsted $1,535,000 City of Rosemount, Minnesota General Obligation Equipment Certificates Series 2005B Debt Service Schedule Preliminary Date Principal Coupon Interest Total P +I 105% Levy 06/01/2006 290,00000 2 750% 46,171 78 336,171 78 352,98037 06/01/2007 300,000 00 2 950% 40,065 00 340,065 00 357,068 25 06/01/2008 305,000 00 3 150% 31,215 00 336,215 DD 353,025 75 06/01/2009 315,000 00 3 300% 21,607 50 336,607 50 353,437 88 06/01/2010 325,000 00 3 450% 11,212 50 336,212 50 353,023 13 Total $1,535,000 00 $150,271 78 $1,685,271 78 $1,769,535 37 Me RU%RMO .w Meer 200iRLqu,pmen c .NJGLCRMRFth7 .v /,40 /200'/ *21( M} 6/15/2005 6/15/2005 12/01/2005 $4,630 31 3 016 Years 3.2453966% 3.4277280% 3 4370545% 3 2416654% 3 9998053% 3 2453966% 3,016 Years Page 11 THE CITY HAS AUTHORIZED SPRINGSTED INCORPORATED TO NEGOTIATE THIS ISSUE ON ITS BEHALF. PROPOSALS WILL BE RECEIVED ON THE FOLLOWING BASIS: TERMS OF PROPOSAL $2,630,000 CITY OF ROSEMOUNT, MINNESOTA GENERAL OBLIGATION CAPITAL IMPROVEMENT PLAN BONDS, SERIES 2005A (BOOK ENTRY ONLY) Proposals for the Bonds will be received on Tuesday, May 24, 2005, until 11:00 A.M Central Time, at the offices of Springsted Incorporated, 380 Jackson Street, Suite 300, Saint Paul, Minnesota, after which time they will be opened and tabulated. Consideration for award of the Bonds will be by the City Council at 6:30 P M Central Time, of the same day. Springsted will assume no liability for the inability of the bidder to reach Springsted prior to the time of sale specified above All bidders are advised that each Proposal shall be deemed to constitute a contract between the bidder and the City to purchase the Bonds regardless of the manner in which the Proposal is submitted. (a) Sealed Bidding. Proposals may be submitted in a sealed envelope or by fax (651) 223 -3046 to Springsted Signed Proposals, without final price or coupons, may be submitted to Springsted prior to the time of sale The bidder shall be responsible for submitting to Springsted the final Proposal price and coupons, by telephone (651) 223 -3000 or fax (651) 223 -3046 for inclusion in the submitted Proposal OR SUBMISSION OF PROPOSALS (b) Electronic Bidding. Notice is hereby given that electronic proposals will be received via PARITY'. For purposes of the electronic bidding process, the time as maintained by PARITY shall constitute the official time with respect to all Bids submitted to PARITY Each bidder shall be solely responsible for making necessary arrangements to access PARITY for purposes of submitting its electronic Bid in a timely manner and in compliance with the requirements of the Terms of Proposal. Neither the City, its agents nor PARITY' shall have any duty or obligation to undertake registration to bid for any prospective bidder or to provide or ensure electronic access to any qualified prospective bidder, and neither the City, its agents nor PARITY shall be responsible for a bidder's failure to register to bid or for any failure in the proper operation of, or have any liability for any delays or interruptions of or any damages caused by the services of PARITY' The City is using the services of PARITY solely as a communication mechanism to conduct the electronic bidding for the Bonds, and PARITY is not an agent of the City. If any provisions of this Terms of Proposal conflict with information provided by PARITY this Terms of Proposal shall control. Further information about PARITY including any fee charged, may be obtained from: PARITY 1359 Broadway, 2 Floor, New York, New York 10018 Customer Support (212) 849 -5000 DETAILS OF THE BONDS Page 12 The Bonds will be dated June 15, 2005, as the date of original issue, and will bear interest payable on February 1 and August 1 of each year, commencing February 1, 2006. Interest will be computed on the basis of a 360 -day year of twelve 30 -day months The Bonds will mature February 1 in the years and amounts as follows 2007 95,000 2008 $100,000 2009 $105,000 2010 $105,000 2011 $110,000 2012 $115,000 2013 $120,000 2014 $125,000 2015 $130,000 2016 $135,000 Proposals for the Bonds may contain a maturity schedule providing for a combination of serial bonds and term bonds All term bonds shall be subject to mandatory sinking fund redemption and must conform to the maturity schedule set forth above at a price of par plus accrued interest to the date of redemption In order to designate term bonds, the proposal must specify "Years of Term Maturities" in the spaces provided on the Proposal Form BOOK ENTRY SYSTEM The Bonds will be issued by means of a book entry system with no physical distribution of Bonds made to the public The Bonds will be issued in fully registered form and one Bond, representing the aggregate principal amount of the Bonds maturing in each year, will be registered in the name of Cede Co as nominee of The Depository Trust Company "DTC New York, New York, which will act as securities depository of the Bonds. Individual purchases of the Bonds may be made in the principal amount of $5,000 or any multiple thereof of a single maturity through book entries made on the books and records of DTC and its participants. Principal and interest are payable by the registrar to DTC or its nominee as registered owner of the Bonds Transfer of principal and interest payments to participants of DTC will be the responsibility of DTC, transfer of principal and interest payments to beneficial owners by participants will be the responsibility of such participants and other nominees of beneficial owners The purchaser, as a condition of delivery of the Bonds, will be required to deposit the Bonds with DTC. REGISTRAR 2017 $140,000 2018 $145,000 2019 $150,000 2020 5155,000 2021 $165,000 The City will name the registrar, which shall be subject to applicable SEC regulations. The City will pay for the services of the registrar OPTIONAL REDEMPTION The City may elect on February 1, 2016, and on any day thereafter, to prepay Bonds due on or after February 1, 2017 Redemption may be in whole or in part and if in part at the option of the City and in such manner as the City shall determine If less than all Bonds of a maturity are called for redemption, the City will notify DTC of the particular amount of such maturity to be prepaid. DTC will determine by lot the amount of each participant's interest in such maturity to be redeemed and each participant will then select by lot the beneficial ownership interests in such maturity to be redeemed All prepayments shall be at a price of par plus accrued interest SECURITY AND PURPOSE 2022 $170,000 2023 $180,000 2024 $190,000 2025 $195,000 The Bonds will be general obligations of the City for which the City will pledge its full faith and credit and power to levy direct general ad valorem taxes The proceeds will be used to finance the construction of a fire station in the City Page 13 TYPE OF PROPOSALS Proposals shall be for not less than $2,595,810 and accrued interest on the total principal amount of the Bonds Proposals shall be accompanied by a Good Faith Deposit "Deposit in the form of a certified or cashier's check or a Financial Surety Bond in the amount of $26,300, payable to the order of the City If a check is used, it must accompany the proposal If a Financial Surety Bond is used, it must be from an insurance company licensed to issue such a bond in the State of Minnesota, and preapproved by the City Such bond must be submitted to Springsted Incorporated prior to the opening of the proposals The Financial Surety Bond must identify each underwriter whose Deposit is guaranteed by such Financial Surety Bond If the Bonds are awarded to an underwriter using a Financial Surety Bond, then that purchaser is required to submit its Deposit to Springsted Incorporated in the form of a certified or cashier's check or wire transfer as instructed by Springsted Incorporated not later than 3 30 P M Central Time, on the next business day following the award If such Deposit is not received by that time, the Financial Surety Bond may be drawn by the City to satisfy the Deposit requirement The Deposit received from the purchaser, the amount of which will be deducted at settlement and no interest will accrue to the purchaser, will be deposited by the City In the event the purchaser fails to comply with the accepted proposal, said amount will be retained by the City. No proposal can be withdrawn or amended after the time set for receiving proposals unless the meeting of the City scheduled for award of the Bonds is adjourned, recessed, or continued to another date without award of the Bonds having been made Rates shall be in integral multiples of 5 /100 or 1/8 of 1% Rates must be in level or ascending order Bonds of the same maturity shall bear a single rate from the date of the Bonds to the date of maturity. No conditional proposals will be accepted. AWARD The Bonds will be awarded on the basis of the lowest interest rate to be determined on a true interest cost (TIC) basis The City's computation of the interest rate of each proposal, in accordance with customary practice, will be controlling The City will reserve the right to (i) waive non substantive informalities of any proposal or of matters relating to the receipt of proposals and award of the Bonds, (ii) reject all proposals without cause, and (iii) reject any proposal that the City determines to have failed to comply with the terms herein BOND INSURANCE AT PURCHASER'S OPTION If the Bonds qualify for issuance of any policy of municipal bond insurance or commitment therefor at the option of the underwater, the purchase of any such insurance policy or the issuance of any such commitment shall be at the sole option and expense of the purchaser of the Bonds. Any increased costs of issuance of the Bonds resulting from such purchase of insurance shall be paid by the purchaser, except that, if the City has requested and received a rating on the Bonds from a rating agency, the City will pay that rating fee Any other rating agency fees shall be the responsibility of the purchaser Failure of the municipal bond insurer to issue the policy after Bonds have been awarded to the purchaser shall not constitute cause for failure or refusal by the purchaser to accept delivery on the Bonds. CUSIP NUMBERS If the Bonds qualify for assignment of CUSIP numbers such numbers will be printed on the Bonds, but neither the failure to print such numbers on any Bond nor any error with respect thereto will constitute cause for failure or refusal by the purchaser to accept delivery of the Page 14 Bonds The CUSIP Service Bureau charge for the assignment of CUSIP identification numbers shall be paid by the purchaser SETTLEMENT Within 40 days following the date of their award, the Bonds will be delivered without cost to the purchaser through DTC in New York, New York Delivery will be subject to receipt by the purchaser of an approving legal opinion of Briggs and Morgan, Professional Association, of Saint Paul and Minneapolis Minnesota, and of customary closing papers. including a no- litigation certificate On the date of settlement, payment for the Bonds shall be made in federal, or equivalent, funds that shall be received at the offices of the City or its designee not later than 12.00 Noon, Central Time Unless compliance with the terms of payment for the Bonds has been made impossible by action of the City, or its agents, the purchaser shall be liable to the City for any loss suffered by the City by reason of the purchaser's non compliance with said terms for payment. CONTINUING DISCLOSURE On the date of actual issuance and delivery of the Bonds, the City will execute and deliver a Continuing Disclosure Undertaking (the "Undertaking whereunder the City will covenant for the benefit of the owners of the Bonds to provide certain financial and other information about the City and notices of certain occurrences to information repositories as specified in and required by SEC Rule 15c2- 12(b)(5) OFFICIAL STATEMENT The City has authorized the preparation of an Official Statement containing pertinent information relative to the Bonds, and said Official Statement will serve as a nearly final Official Statement within the meaning of Rule 15c2 -12 of the Securities and Exchange Commission. For copies of the Official Statement or for any additional information prior to sale, any prospective purchaser is referred to the Financial Advisor to the City, Springsted Incorporated, 380 Jackson Street, Suite 300, Saint Paul, Minnesota 55101, telephone (651) 223 -3000 The Official Statement, when further supplemented by an addendum or addenda specifying the maturity dates, principal amounts and interest rates of the Bonds, together with any other information required by law, shall constitute a "Final Official Statement" of the City with respect to the Bonds, as that term is defined in Rule 15c2 -12 By awarding the Bonds to any underwriter or underwriting syndicate submitting a proposal therefor, the City agrees that, no more than seven business days after the date of such award, it shall provide without cost to the senior managing underwriter of the syndicate to which the Bonds are awarded 100 copies of the Official Statement and the addendum or addenda described above The City designates the senior managing underwriter of the syndicate to which the Bonds are awarded as its agent for purposes of distributing copies of the Final Official Statement to each Participating Underwriter Any underwriter delivering a proposal with respect to the Bonds agrees thereby that if its proposal is accepted by the City (i) it shall accept such designation and (ii) it shall enter into a contractual relationship with all Participating Underwriters of the Bonds for purposes of assuring the receipt by each such Participating Underwriter of the Final Official Statement Dated April 5, 2005 BY ORDER OF THE CITY COUNCIL is/ Linda Jentink City Clerk Page 15 THE CITY HAS AUTHORIZED SPRINGSTED INCORPORATED TO NEGOTIATE THIS ISSUE ON ITS BEHALF. PROPOSALS WILL BE RECEIVED ON THE FOLLOWING BASIS: OR TERMS OF PROPOSAL $1,535,000 CITY OF ROSEMOUNT, MINNESOTA GENERAL OBLIGATION EQUIPMENT CERTIFICATES OF INDEBTEDNESS, SERIES 2005B (BOOK ENTRY ONLY) Proposals for the Certificates will be received on Tuesday, May 24, 2005, until 11:00 A.M Central Time, at the offices of Springsted Incorporated, 380 Jackson Street, Suite 300, Saint Paul, Minnesota, after which time they will be opened and tabulated Consideration for award of the Certificates will be by the City Council at 6 30 P M Central Time, of the same day SUBMISSION OF PROPOSALS Springsted will assume no liability for the inability of the bidder to reach Springsted prior to the time of sale specified above. All bidders are advised that each Proposal shall be deemed to constitute a contract between the bidder and the City to purchase the Certificates regardless of the manner in which the Proposal is submitted. (a) Sealed Bidding. Proposals may be submitted in a sealed envelope or by fax (651) 223 -3046 to Springsted Signed Proposals, without final price or coupons, may be submitted to Springsted prior to the time of sale The bidder shall be responsible for submitting to Springsted the final Proposal price and coupons, by telephone (651) 223 -3000 or fax (651) 223 -3046 for inclusion in the submitted Proposal. (b) Electronic Bidding. Notice is hereby given that electronic proposals will be received via PARITY For purposes of the electronic bidding process, the time as maintained by PARITY shall constitute the official time with respect to all Bids submitted to PARITY Each bidder shall be solely responsible for making necessary arrangements to access PARITY for purposes of submitting its electronic Bid in a timely manner and in compliance with the requirements of the Terms of Proposal Neither the City, its agents nor PARITY shall have any duty or obligation to undertake registration to bid for any prospective bidder or to provide or ensure electronic access to any qualified prospective bidder, and neither the City, its agents nor PARITY shall be responsible for a bidder's failure to register to bid or for any failure in the proper operation of, or have any liability for any delays or interruptions of or any damages caused by the services of PARITY The City is using the services of PARITY solely as a communication mechanism to conduct the electronic bidding for the Certificates, and PARITY is not an agent of the City. If any provisions of this Terms of Proposal conflict with information provided by PARITY this Terms of Proposal shall control. Further information about PARITY including any fee charged, may be obtained from PARITY 1359 Broadway, 2 Floor, New York, New York 10018 Customer Support (212) 849 -5000 Page 16 2006 $290,000 2008 $305,000 2007 $300,000 DETAILS OF THE CERTIFICATES The Certificates will be dated June 15, 2005, as the date of original issue, and will bear interest payable on June 1 and December 1 of each year, commencing December 1, 2005 Interest will be computed on the basis of a 360 -day year of twelve 30 -day months. The Certificates will mature June 1 in the years and amounts as follows: BOOK ENTRY SYSTEM 2009 $315,000 2010 $325,000 The Certificates will be issued by means of a book entry system with no physical distribution of Certificates made to the public. The Certificates will be issued in fully registered form and one Certificate, representing the aggregate principal amount of the Certificates maturing in each year, will be registered in the name of Cede Co. as nominee of The Depository Trust Company "DTC New York, New York, which will act as securities depository of the Certificates Individual purchases of the Certificates may be made in the principal amount of $5,000 or any multiple thereof of a single maturity through book entries made on the books and records of DTC and its participants. Principal and interest are payable by the registrar to DTC or its nominee as registered owner of the Certificates. Transfer of principal and interest payments to participants of DTC will be the responsibility of DTC; transfer of principal and interest payments to beneficial owners by participants will be the responsibility of such participants and other nominees of beneficial owners The purchaser, as a condition of delivery of the Certificates, will be required to deposit the Certificates with DTC. REGISTRAR The City will name the registrar, which shall be subject to applicable SEC regulations. The City will pay for the services of the registrar OPTIONAL REDEMPTION The Certificates will not be subject to payment in advance of their respective stated maturity dates SECURITY AND PURPOSE The Certificates will be general obligations of the City for which the City will pledge its full faith and credit and power to levy direct general ad valorem taxes The proceeds will be used to finance the acquisition of various items of capital equipment TYPE OF PROPOSALS Proposals shall be for not less than $1,526,557 and accrued interest on the total principal amount of the Certificates. Proposals shall be accompanied by a Good Faith Deposit "Deposit in the form of a certified or cashier's check or a Financial Surety Bond in the amount of $15,350, payable to the order of the City If a check is used, it must accompany the proposal. If a Financial Surety Bond is used, it must be from an insurance company licensed to issue such a bond in the State of Minnesota, and preapproved by the City. Such bond must be submitted to Springsted Incorporated prior to the opening of the proposals The Financial Surety Bond must identify each underwriter whose Deposit is guaranteed by such Financial Surety Bond If the Certificates are awarded to an underwriter using a Financial Surety Bond, then that purchaser is required to submit its Deposit to Springsted Incorporated in the form of a certified or cashier's check or wire transfer as instructed by Springsted Incorporated not later than Page 17 3'30 P.M Central Time, on the next business day following the award If such Deposit is not received by that time, the Financial Surety Bond may be drawn by the City to satisfy the Deposit requirement The Deposit received from the purchaser, the amount of which will be deducted at settlement and no interest will accrue to the purchaser, will be deposited by the City In the event the purchaser fails to comply with the accepted proposal, said amount will be retained by the City No proposal can be withdrawn or amended after the time set for receiving proposals unless the meeting of the City scheduled for award of the Certificates is adjourned, recessed, or continued to another date without award of the Certificates having been made Rates shall be in integral multiples of 5/100 or 1/8 of 1% Rates must be in level or ascending order. Certificates of the same maturity shall bear a single rate from the date of the Certificates to the date of maturity No conditional proposals will be accepted AWARD The Certificates will be awarded on the basis of the lowest interest rate to be determined on a true interest cost (TIC) basis The City's computation of the interest rate of each proposal, in accordance with customary practice, will be controlling The City will reserve the right to (i) waive non substantive informalities of any proposal or of matters relating to the receipt of proposals and award of the Certificates, (n) reject all proposals without cause, and (iii) reject any proposal that the City determines to have failed to comply with the terms herein. BOND INSURANCE AT PURCHASER'S OPTION If the Certificates qualify for issuance of any policy of municipal bond insurance or commitment therefor at the option of the underwriter, the purchase of any such insurance policy or the issuance of any such commitment shall be at the sole option and expense of the purchaser of the Certificates. Any increased costs of issuance of the Certificates resulting from such purchase of insurance shall be paid by the purchaser, except that, if the City has requested and received a rating on the Certificates from a rating agency, the City will pay that rating fee. Any other rating agency fees shall be the responsibility of the purchaser Failure of the municipal bond insurer to issue the policy after Certificates have been awarded to the purchaser shall not constitute cause for failure or refusal by the purchaser to accept delivery on the Certificates CUSIP NUMBERS If the Certificates qualify for assignment of CUSIP numbers such numbers will be printed on the Certificates, but neither the failure to print such numbers on any Certificate nor any error with respect thereto will constitute cause for failure or refusal by the purchaser to accept delivery of the Certificates The CUSIP Service Bureau charge for the assignment of CUSIP identification numbers shall be paid by the purchaser. SETTLEMENT Within 40 days following the date of their award, the Certificates will be delivered without cost to the purchaser through DTC in New York, New York. Delivery will be subject to receipt by the purchaser of an approving legal opinion of Briggs and Morgan, Professional Association, of Saint Paul and Minneapolis, Minnesota, and of customary closing papers, including a no- litigation certificate On the date of settlement, payment for the Certificates shall be made in federal, or equivalent, funds that shall be received at the offices of the City or its designee not later than 12.00 Noon, Central Time, Unless compliance with the terms of payment for the Certificates has been made impossible by action of the City, or its agents, the purchaser shall Page 18 be liable to the City for any loss suffered by the City by reason of the purchaser's non- compliance with said terms for payment CONTINUING DISCLOSURE On the date of actual issuance and delivery of the Certificates, the City will execute and deliver a Continuing Disclosure Undertaking (the "Undertaking whereunder the City will covenant for the benefit of the owners of the Certificates to provide certain financial and other information about the City and notices of certain occurrences to information repositories as specified in and required by SEC Rule 15c2- 12(b)(5) OFFICIAL STATEMENT The City has authorized the preparation of an Official Statement containing pertinent information relative to the Certificates, and said Official Statement will serve as a nearly final Official Statement within the meaning of Rule 15c2 -12 of the Securities and Exchange Commission, For copies of the Official Statement or for any additional information prior to sale, any prospective purchaser is referred to the Financial Advisor to the City, Sprrngsted Incorporated, 380 Jackson Street, Suite 300, Saint Paul, Minnesota 55101, telephone (651) 223 -3000. The Official Statement, when further supplemented by an addendum or addenda specifying the maturity dates, principal amounts and interest rates of the Certificates, together with any other information required by law, shall constitute a "Final Official Statement" of the City with respect to the Certificates, as that term is defined in Rule 15c2 -12 By awarding the Certificates to any underwriter or underwriting syndicate submitting a proposal therefor, the City agrees that, no more than seven business days after the date of such award, it shall provide without cost to the senior managing underwriter of the syndicate to which the Certificates are awarded 60 copies of the Official Statement and the addendum or addenda described above, The City designates the senior managing underwriter of the syndicate to which the Certificates are awarded as its agent for purposes of distributing copies of the Final Official Statement to each Participating Underwriter Any underwriter delivering a proposal with respect to the Certificates agrees thereby that if its proposal is accepted by the City (i) it shall accept such designation and (ii) it shall enter into a contractual relationship with all Participating Underwriters of the Certificates for purposes of assuring the receipt by each such Participating Underwriter of the Final Official Statement Dated April 5, 2005 BY ORDER OF THE CITY COUNCIL /s/ Linda Jentink City Clerk Page 19